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The Company Philosophy
Premium Card aims to be a unique company based on the unmatched strengths of its services and its independent business strategies.
Today, companies in the credit card industry face intense competition as megabanks forge alliances and joint ventures, companies from other sectors enter the fray, and economic changes extend beyond the boundaries of the industry. As consumers increasingly use cards to pay for their purchases, Premium Card has emerged as a perfect solution to what is quickly developing into a cashless society, and positions itself as the first truly 100% guaranteed interest-free credit card, with a payment plan over 10 months.

Having built unique business foundations unrivaled by its peers, Premium Card sees real opportunities in the future and is confident that it can supply original, value-added services, as its customers' requirements grow ever more diverse.

Premium Card is a company that relishes the challenge of thinking outside the box, and amid intense competition cornerstones of its growth and development include:
  • Integrating the industry's leading resources (people, knowledge and technology)
  • Delivering unsurpassed value that our existing customers and merchant partners have come to trust and to respect
  • Developing new market channels through partnerships with large retailers
Moreover Premium International seeks to diversify fund procurement activities through a wider range of partner-financed institutions and establish stability in the market by increasing the consumer membership base.

Premium Card's formula for success is built on satisfying its consumer needs through:
  • Excellent customer service levels
  • Associations with the largest and most prominent retail merchants in the market
  • Strategic alliances with the largest banks and financial institutions in the country
The Dedication to Customer Service
Premium Card focuses intently on ensuring that customers are "enchanted" and not merely "satisfied" with the service provided to them.

Our Customer Service teams are present everyday to answer any questions, and to measure our cardholders' satisfaction. Through its high service levels, Premium Card enhances the brands, gains new customers and secures the loyalty of existing customers.

Our Values
Provide our investors with lucrative profits and investment returns through stable and healthy growth.
Satisfy our customers with superior quality, value, service and variety.
Respect our social environment and heritage.
Be an organization whose employees are proud to be part of .

Our Brand
Premium International evokes much more than a word amongst consumers. It reflects a company which offers genuine and sincere benefits and value that has pioneered a new retail culture based on advantages that have changed people's buying behaviors; and has significant contributions to economic improvement.

Our Governance
Transparency, honesty and innovation are three simple elements of our overall commitment towards effective corporate governance. We are committed to leading the market into a new era of providing value for consumers in retail credit. In addition, eliminating models based on charging hefty interest rates that damage buying power (as was previously custom).